How Long After Graduate College Can You Apply For Mortgage
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Applying to college can be a stressful process, but starting early, careful planning, and staying organized will make things much easier. Narrow down a list of safety, good match, and reach schools and, if possible, visit them to get a feel for campus life. Review requirements and deadlines, gather documents, and submit your applications as early as possible. College is a big step, so it's totally normal if you feel a little overwhelmed. Remember that you have mentors, family, and friends who can help you along the way!
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Map out the application process with a timeline. At the end of junior year or over the summer, make a list of all the steps you'll need to take during the application process. Maintaining a bird's-eye-view over these tasks can prevent you from getting overwhelmed help you avoid missed deadlines.[1]
- For an example timeline, check out https://bigfuture.collegeboard.org/get-in/applying-101/timeline-12-grade.
Sample Timeline:
1. Narrow list of colleges to between 5 and 10. Deadline: October 15.
2. Ask 2 to 3 teachers for letters of recommendation. Deadline: October 31.
3. Write first drafts of application essays. Deadline: October 31.
4. Arrange for transcripts to be sent to colleges. Deadline: January 15.
5. Complete the Common App and school-specific forms. Deadline: January 15. -
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Discuss potential matches with your guidance counselor. Ask your guidance counselor which colleges and universities match up with your academic performance and interests. They can offer an experienced perspective on which schools you should easily get into and which are more of a reach. If you'd like to pursue a particular field, they can also inform you about schools that offer strong degree programs in your chosen discipline.[2]
- Your guidance counselor is your point person throughout the application process. They help you narrow your list of prospective school, review your application materials, and ensure transcripts and other official documents are sent with your applications.
- It's best to give yourself plenty of time to put your applications together. Start narrowing your list of colleges junior year (or the third year of secondary school) and complete your applications during the first half of your last year in high school.[3]
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Reach out to a teacher or mentor if you don't have a guidance counselor. If your school doesn't have a counselor, or if your counselor is overbooked, ask a trusted teacher for help. You could also talk to other mentor figures, such as a coach, club adviser, or a relative who has experience with the application process.[4]
- Try not to worry if your counselor is unavailable or if your school doesn't have one. There's plenty of great information available online, and a trusted teacher or other mentor can help you navigate the process.
- If you're an adult returning to school and don't have access to a school counselor, reach out to potential colleges for guidance. Ask about the application process for non-traditional students. Instead of sending high school transcripts, you may be able to take a placement exam or receive course credit for prior work or military experience.[5]
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Research schools' admissions standards and requirements. Take advantage of admissions websites and college review sites, where you can learn all about potential schools. Look for colleges and universities that have features that appeal to you, such as degree programs, cost, class size, and location.[6]
- Many college review sites compile lists of colleges that you can browse. They break down how hard it is to get into a school, what kind of SAT or ACT score you need, tuition cost, what campus life is like, and how many alumni get jobs after graduating.
- You can find plenty of information on schools' websites, but you could also ask colleges and universities to send you information packets. Check out admissions websites and look for "request information" links.
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Visit colleges to get a sense of what campus life is like. Researching schools online is one thing, but experiencing campus life firsthand is invaluable. If possible, schedule tours with prospective schools. You may also be able to stay overnight with a first-year student and get a feel for what it's like to live in a dorm. If you have a friend who attends a college you're interested in, ask them to show you around the campus.[7]
- As you tour potential schools, ask yourself what type of school and surrounding location would be most comfortable. Try to imagine what it would be like to be a student at each school you visit, and ask yourself, "Can I imagine myself being happy and successful here?"
- If, for instance, you want to experience urban life, look for schools located in bustling cities. Look for colleges off the beaten path if you want a less hectic environment.
- Some universities are enormous, with 30,000 students or more. If smaller class size is important to you, look for liberal arts colleges, which may have just a few hundred students enrolled.
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Look for nearby or online universities if you want to stay local. Look into nearby colleges and universities if you have a job you don't want to leave or just want to stay close to home. An online degree program could also be a great option, especially if you're returning to school.[8]
- In the United States, lower tuition cost is one major perk of in-state public colleges and universities.
- Talk to your family about the pros and cons of moving away versus staying local. Discuss costs, responsibilities that require you to stay close to home, and other logistics.
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Narrow your list down to 5-10 schools. Choose 1 to 2 safety schools, which you and your guidance counselor are sure you'll get into, and 2 to 4 good matches where you think you'll have a strong chance of being admitted. Additionally, select 1 to 2 reaches, or colleges where getting in isn't a sure thing, but it's realistic enough to be worth applying.[9]
- Try to come up with a list of colleges for each category by autumn of your last year in high school at the latest.
- Keep in mind each school has an application fee, so don't apply to a college just for the sake of it. If paying application fees is an issue, ask your guidance counselor to help you request fee waivers from potential colleges.[10]
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Create a to-do list to stay organized. Early in your senior year, write down all of the application requirements for each of your potential schools. Create a master checklist with the requirements and deadlines for each college. In addition, keep all the documents you compile for each application in individual digital folders on your computer.[11]
- Most likely, requirements will overlap, but there may be minor differences. One school, for instance, may require 3 letters of recommendation while the others specify 2.
- Colleges usually prefer online applications. However, if you'd rather submit paper applications, or if a school happens to request hard copies of documents, keep them organized in paper folders.
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Send your high school transcripts to potential schools. Colleges and universities require official transcripts, which usually need to be sent by an administrator at your high school. Policies vary, but guidance counselors often arrange for transcripts to be sent to potential colleges. Check schools' admissions websites for specifics on the submission process.[12]
- You may need to download a transcript request form from a school's website and give it to your guidance counselor. Alternatively, your guidance counselor or school administrator may only need to mail or upload your transcript.
- Your transcripts will only show your grades up to the last full term you completed. However, your high school will send a final transcript to your college of choice, so keeping your grades up is still important. Don't slack off the rest of your senior year![13]
- If you're returning to school as an adult, ask schools' admissions programs to help guide you through the application process. In lieu of transcripts, you may be able to take a standardized test or ask schools to take your work experience into consideration.
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Write application essays on a unique experience, trait, or achievement. Writing a college application essay may seem daunting, but try to see it as a fun opportunity to express yourself. Review the requirements for each school; your essay may be open ended, or you may be asked to respond to a specific prompt. You'll probably be limited to 1 page or less, so focus on a specific topic that helps you stand out from the crowd.
- For instance, you could write about an obstacle you overcame or a trip that changed your view of the world. Just keep in mind the most important thing to be authentic and offer insight into who you are as a person.
- Keep in mind you may need to write multiple essays in response to each application's prompt.[14]
Tip: Have your guidance counselor, at least 1 English teacher, and family members read your essays. Ask them for feedback on the content and to proofread for errors. It's crucial that your writing is free of spelling and grammatical errors.
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Ask 2 to 3 teachers to write letters of recommendation. Choose references who know you well and can clearly communicate your talents. Teachers are usually the best bet, but a reference could also be another mentor, such as your boss. Some schools also ask that your guidance counselor submit a letter of recommendation.[15]
- Give your references plenty of notice; at least 2 months is ideal. Be sure to check college admissions websites for specific requirements. If necessary, download and print recommendation forms and give them to your references.
- It's also a good idea to give your references a list of your credentials and activities, just to make sure they have a big picture view of you outside of the classroom.
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Send your standardized test scores to prospective colleges. If possible, take the SAT, ACT, or standardized test for your nation more than once. Specific steps to submitting score reports to schools vary by test. In general, you'll just need to enter your potential colleges' ID codes on the test administrator's website.[16]
- In the United States, many schools no longer require standardized test scores. A few won't even consider SAT or ACT scores at all. However, there are plenty of colleges and universities that still place heavy emphasis on standardized tests, so don't skip the SAT or ACT.
- Additionally, depending on the school and degree program, you may need to submit subject test scores. For instance, a pre-med program may require SAT subject test scores in science.
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Develop a portfolio if you're applying for a creative degree. You'll probably need to submit a portfolio if you're applying to art school or degree programs like fashion design, architecture, or theater. Review potential college's portfolio requirements, and work with your art or design teachers to showcase your best work.[17]
- Your portfolio needs to be as professional as possible. Be sure to include high-resolution images of your work, as well as concise descriptions to set the context for each project.
- Look for submission instructions on the website of your potential school or degree program. You'll either submit a hard copy of your portfolio, upload a digital file through the website, or send a CD or thumb drive.
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Fill out application forms according to each college's requirements. While some schools have their own application forms and online portals, many participate in common application programs. For each application, enter your name, contact and personal information, activities, and other required details into the appropriate fields.[18]
- In the U.S., over 800 schools participate in the Common App program. For schools that accept the Common App, you just need to fill out 1 application form, and you and your guidance can upload your essay, transcript, and letters of recommendation directly onto the website at https://www.commonapp.org.[19]
- Outside of the U.S., many nations have 1 universal application that covers all universities. For instance, in the United Kingdom, you'd submit a UCAS application at https://www.ucas.com.[20]
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Include your required documents with your application. If you're using the Common App, you can simply upload your required documents through the program's website. For schools that don't take the Common App, you'll most likely need to create an account on their website and upload your documents through their application server.[21]
- Recall that most schools now prefer online submissions. If you prefer to send hard copies and your potential schools accept paper applications, check their admissions websites for mailing addresses.
When to Apply: Generally, deadlines are in January or February, but it's best to submit your application as soon as possible. If you're committed to attending a particular school, you could also apply for early decision. Just remember early decision is binding, and you'll need to enroll in that school if you're accepted and receive enough financial aid.[22]
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Pay each school's application fee. If you're using the Common App (or another universal application service), log into the website, head to the "Review and Submit" section, and search for a potential school. When you submit your application to that school, you'll be prompted to pay an application fee, which is typically between $30 and $90 (U.S.).[23]
- The payment process is similar if you're applying to schools that don't take the Common App.
- The Common App only takes credit or bank cards. Schools that don't accept the Common App may accept checks or bank transfers in addition to cards, so double check admissions websites for acceptable payment forms.
- If application fees are outside of your budget, you can apply for fee waivers through schools' financial aid departments. Ask a parent for help submitting financial information with the waiver applications.
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Confirm that colleges have received your materials after a month. For both the Common App and schools with independent application portals, you should be able to log into the website and check your application's status. Otherwise, stay on the safe side and call or email the admissions department to ensure they received all of your required documents.[24]
- Waiting is tough, but try to be patient! It usually takes about 2 or 3 months for a college to notify applicants whether or not they were accepted.
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Start the financial aid application process after applying to schools. If you live in the U.S., file your Free Application for Federal Student Aid (FAFSA) as soon as possible after January 1 of your senior year. Your FAFSA determines how much federal financial aid you qualify for; schools that accept you will also let you know if they can offer scholarships, grants, or loans.[25]
- Once you know how you'll finance your education, you can send a letter of acceptance to your chosen school and take the first steps toward your degree!
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Add New Question
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Question
How important is the essay that goes with my application?
Alexander Ruiz is an Educational Consultant and the Educational Director of Link Educational Institute, a tutoring business based in Claremont, California that provides customizable educational plans, subject and test prep tutoring, and college application consulting. With over a decade and a half of experience in the education industry, Alexander coaches students to increase their self-awareness and emotional intelligence while achieving skills and the goal of achieving skills and higher education. He holds a BA in Psychology from Florida International University and an MA in Education from Georgia Southern University.
College Applications Consultant
Expert Answer
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Extremely important! You really want to make sure you submit a polished, original essay. A lot of students think that their grades and transcripts will speak for themselves, but schools really care about the essay. It's your chance to stand out and show them who you are, so don't waste your shot!
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It is almost time to start college, and I still have not applied. Can I still make it?
Some schools do have late admission, but it might be best to apply the following year.
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What are all the applications/grants that need completed?
Depends where you are going. Most college websites will show you all the options, and instruct you on how to apply.
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Do you have to be a certain age to apply to go to a college (USA)?
Different colleges have different rules about what grade you have to be in. Most colleges seem to allow you to apply at the end of your high school junior year.
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What is the importance of the SAT?
The SAT or ACT tests in the United States are used to compare how good you are academically against all other applicants. They are highly regarded tests almost every junior in the country takes when applying for college.
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How many colleges should I select?
The amount of colleges one applies to varies from person to person. Most people apply to 3-10 colleges. Remember to apply to enough that you have safety schools (schools where your stats are better than the average student), match schools (schools where your stats are about the same), and reach schools (schools where, you guessed it, your stats are slightly lower than those of an average student).
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I am an American citizen, but am currently going to a high school in Japan. How would I apply to an American college?
It depends on the school. Some institutions consider all students with a US passport - regardless of their current country of residency - as domestic students, whereas other institutions consider all applicants whose country of residency is not the United States as international students. You'll have to check out the information page of the institutions you are interested in to see under which category you fall.
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When is the best time to apply for college?
The fall of your senior year is the best time to apply to most colleges. However, you should check with the specific colleges that you are applying to as they may require specific dates for their applications.
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What are some requirements to apply for a college?
The most common requirements are the following: - Standardized test scores (SAT Reasoning Test, SAT Subject Tests, ACT, TOEFL - the requirements differ from school to school) - High school requirements (units of English, math, science, etc.) - School report and transcript - Letters of recommendation - Mid-year report - Application fee (or fee waiver)
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Can I take the SAT or ACT tests if I'm an international student?
Yes, you can easily take the SAT and ACT exams either online (possibly) or at a testing center near you if one is available.
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Remember that student loans incur interest, and you'll be responsible to pay them back upon graduating. Do your best to earn your degree with as little debt as possible.
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Start working on your applications early! Lots of colleges and universities have a rolling admissions system, which means if you apply earlier, you're competing for more open seats and may have a better shot at being accepted.
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Article Summary X
To apply to college, start by researching potential schools at the end of your junior year or the beginning of your senior year. Once you've narrowed your list down to a few schools, check online for each school's application requirements. Every school will require a basic application and your transcripts, but some may want additional items from you, like a personal essay or specific test scores. Be sure to study for and take the SAT and ACT during your junior year so you'll have your scores ready to submit! It's totally normal to take those tests more than once, especially if you think your original scores can be improved. If you need to write a personal essay, have someone you trust read it and offer constructive criticism before you submit it. It's best to have all of your applications ready by January of your senior year so that you don't miss any deadlines. Once you've been accepted, apply for financial aid by contacting the university or applying directly to FAFSA, the government agency responsible for student loans. To learn more about financial aid, read on!
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How Long After Graduate College Can You Apply For Mortgage
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